Services & Protections : Mortgages

Mortgage Financing... a CAPITAL question!

No need to go from bank to bank or from caisse to trust company looking for the best mortgage rate.

Every year, La Capitale agents initiate loans totalling several hundreds of millions of dollars. This is a negotiating tool that can work in your favour! Your La Capitale agent can refer you to a mortgage broker who can offer you the best rate¹.

Thanks to special agreements with La Capitale, some lending institutions offer personalised service to our customers, such as:

• guaranteed interest rate;
  
  
• interest reimbursement;
  
  
• pre-authorised loan;
  
  
• free evaluation;
  
  
• admissibility to seasonal promotions;
  
  
• etc.

ALSO, when you get your mortgage through a broker associated with La Capitale and you buy your home through a La Capitale agent you automatically receive the mortgage protection that covers your mortgage payments, for free...

Specially designed for the buyer, the mortgage protection is the best protection on the real estate market. In the case of loss of employment, La Capitale agrees to make your mortgage payments (capital and interest) for up to $15,000 without any reimbursement on your part! The mortgage protection covers up to 12 months from the date of signature of the deed of sale.

Mortgage loan calculator

Information about the Home Buyer's Plan (HPB)

Mortgage rates

Need financing?

¹ A financial product exclusive to La Capitale, available and distributed only through the mortgage representatives of approved financial institutions. Certain conditions apply.